30 Jun What is Title Insurance?
Title insurance is one of the most important protections in a real estate transaction—yet one of the least understood. Here’s what you should know.
Title insurance protects your ownership rights against issues tied to the property’s past.
It covers risks like:
- Unknown liens
- Errors in public records
- Ownership disputes
- Fraud or forgery
Owner’s Policy
Protects the buyer’s ownership.
Lender’s Policy
Protects the mortgage lender.
One-time Cost at Closing
Coverage lasts as long as you own the property.
Why It Matters
Most issues aren’t visible until it’s too late.