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News

In March, Town Title Agency® successfully closed eight transactions totaling over $512 million, in collaboration with Commonwealth Land Title Insurance Company. We’re proud to work alongside trusted partners to deliver seamless, high-level service on complex commercial transactions....

Mortgage activity is picking up as rates continue to ease. Recent data shows the average 30-year mortgage rate has dipped to 6.42%, driving a 5% increase in refinance applications week over week. While purchase activity saw a slight dip, lower rates could continue to bring buyers back into the market as we move further into the spring season. For buyers, sellers, and investors alike, shifts in rates like these can create new opportunities....

Please join us in welcoming Megan Egan to the Town Family of Companies! Megan brings over a decade of experience in hospitality, with a strong background in client service, operations, and relationship-building. From managing a high-end establishment in Sea Girt to her years at local favorites like Squan Tavern and Reef & Barrel, she has built her career around delivering exceptional experiences and creating meaningful connections. We’re excited to have Megan on the team as she helps...

Mortgage rates dipped below 6% last week for the first time since 2022 — a notable shift as the spring homebuying season begins. While the housing market has remained cautious over the past few years, sustained movement below 6% could encourage more buyers and sellers to re-enter the market. Even modest rate changes can impact affordability, purchasing power, and overall activity. For homeowners considering listing — or buyers evaluating their next move — preparation remains key. Rate...

Effective March 1, 2026, FinCEN will require new national reporting for certain residential real estate transactions involving LLCs and trusts. These rules are designed to increase transparency and apply only to specific types of transactions. Town Title understands when reporting is required, who must report, and what information is needed—and we are prepared to handle these filings efficiently. We will be utilizing ClosingLock to securely collect the necessary private information when applicable, ensuring compliance while protecting client...

As real estate transactions continue to rely on digital communication, cybersecurity remains an important consideration for everyone involved in a closing. Wire fraud, email impersonation, and unauthorized changes to wiring instructions are risks that require constant awareness and verification. Protecting sensitive information and ensuring secure communication helps safeguard transactions and the people behind them. At every stage of a deal, confirming information through trusted channels and maintaining clear, verified communication can make a meaningful difference. Awareness and...

Commercial closings don’t start at the closing table—they start months earlier. Behind every successful commercial transaction is a detailed process that includes reviewing property history, coordinating across multiple parties, and identifying potential issues before they become obstacles. From due diligence and documentation to timing and approvals, each step plays a critical role in keeping deals on track. At Town Title, much of our work happens long before closing day. When the groundwork is done right, closings move...

A 'present owner search' allows realtors and interested parties to review what documents are currently on record—and identify potential clouds on title—before a contract is signed. Having this information early can help streamline the transaction, flag issues in advance, and create a smoother path forward. At Town Title, proactive due diligence is one of the ways we help support informed decisions from the very beginning....

After a period of volatility, the conversation around interest rates is beginning to shift from when cuts happen to where rates may ultimately settle. Many economists now expect mortgage rates to gradually trend lower into 2026, though progress is likely to be measured—not immediate. Inflation, economic data, and broader market conditions will continue to influence the pace of change. For buyers, sellers, and lenders, this means planning matters more than timing. Market conditions rarely shift all at...

A major milestone in one of South Florida’s most anticipated new developments. Town Title Agency is proud to provide title services for Salato Residences in Pompano Beach, a luxury beachfront project currently under construction and delivering in early 2026. The development features thoughtfully designed residences, resort-style amenities, and a prime oceanfront location—reflecting the scale and sophistication of projects we’re trusted to support. As the Town Family of Companies continues to grow, projects like Salato highlight our ability...