evan@eighty6.agency, Author at Title Insurance Company NJ
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Author: evan@eighty6.agency

Effective March 1, 2026, FinCEN will require new national reporting for certain residential real estate transactions involving LLCs and trusts. These rules are designed to increase transparency and apply only to specific types of transactions. Town Title understands when reporting is required, who must report, and what information is needed—and we are prepared to handle these filings efficiently. We will be utilizing ClosingLock to securely collect the necessary private information when applicable, ensuring compliance while protecting client...

As real estate transactions continue to rely on digital communication, cybersecurity remains an important consideration for everyone involved in a closing. Wire fraud, email impersonation, and unauthorized changes to wiring instructions are risks that require constant awareness and verification. Protecting sensitive information and ensuring secure communication helps safeguard transactions and the people behind them. At every stage of a deal, confirming information through trusted channels and maintaining clear, verified communication can make a meaningful difference. Awareness and...

Commercial closings don’t start at the closing table—they start months earlier. Behind every successful commercial transaction is a detailed process that includes reviewing property history, coordinating across multiple parties, and identifying potential issues before they become obstacles. From due diligence and documentation to timing and approvals, each step plays a critical role in keeping deals on track. At Town Title, much of our work happens long before closing day. When the groundwork is done right, closings move...

A 'present owner search' allows realtors and interested parties to review what documents are currently on record—and identify potential clouds on title—before a contract is signed. Having this information early can help streamline the transaction, flag issues in advance, and create a smoother path forward. At Town Title, proactive due diligence is one of the ways we help support informed decisions from the very beginning....

After a period of volatility, the conversation around interest rates is beginning to shift from when cuts happen to where rates may ultimately settle. Many economists now expect mortgage rates to gradually trend lower into 2026, though progress is likely to be measured—not immediate. Inflation, economic data, and broader market conditions will continue to influence the pace of change. For buyers, sellers, and lenders, this means planning matters more than timing. Market conditions rarely shift all at...

A major milestone in one of South Florida’s most anticipated new developments. Town Title Agency is proud to provide title services for Salato Residences in Pompano Beach, a luxury beachfront project currently under construction and delivering in early 2026. The development features thoughtfully designed residences, resort-style amenities, and a prime oceanfront location—reflecting the scale and sophistication of projects we’re trusted to support. As the Town Family of Companies continues to grow, projects like Salato highlight our ability...

As we close out 2025, we’re proud to reflect on a year of meaningful growth and continued momentum across the Town Family of Companies. This year, we expanded our footprint through strategic acquisitions in New Jersey, New York, and Florida and successfully closed 1,811 transactions totaling more than $2.7B in insured deals—from residential closings to complex commercial projects across multiple markets. We also marked a major milestone with our 10th Annual Town Title Golf Outing, bringing our...

The Federal Reserve has lowered its benchmark rate by 25 basis points, bringing the target range down to 3.50%–3.75% — the third rate cut of 2025.  For buyers, lenders, and real-estate professionals, this reduction could influence borrowing costs and transaction activity in the months ahead. At Town Title Agency, we’re watching these shifts closely and are ready to support you through any changes. #FederalReserve #InterestRates #RealEstate #TitleInsurance #TownTitleAgency...

While prices remain steady (+0.4%), homes are spending more time on the market as buyers weigh their options. More listings mean more opportunity, and also more need for clarity and confidence at the closing table. That’s where Town Title Agency comes in. Guiding our partners, clients, and communities through every phase of the transaction — with precision, care, and expertise....