Blog - Title Insurance Company NJ
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📉 The Federal Reserve lowered interest rates by 0.25% this week, marking the first step in what’s expected to be a series of cuts through 2025. Chair Jerome Powell emphasized that the Fed is focused on balancing inflation concerns with a softening labor market. Markets initially rallied on the news before turning mixed, reflecting both optimism and caution. For borrowers and businesses, lower rates may mean more favorable financing opportunities ahead, and having a trusted partner to...

The 30-year fixed rate holds steady at 6.58%—the lowest level of 2025 so far. On Friday, Fed Chair Jerome Powell said economic conditions “may warrant” future rate cuts as inflation continues to ease. While no immediate changes were announced, the Fed’s tone signals a more cautious, data-driven approach moving forward. If you’re navigating a real estate transaction in today’s market, we’re here to help guide you. Read More Here...

Proud to support Seton Hall Athletics at the 2025 Pirate Blue Golf Outing ⛳💙 Held at the beautiful Deal Country Club, it was an incredible day on the course, bringing the community together to benefit @setonhall student-athletes. At Town Title, giving back and building strong partnerships is at the heart of what we do. We’re honored to have sponsored today’s outing and to continue supporting initiatives that make a real impact....

As of July 1, 2025, Bill A5804 is now in effect, bringing significant changes to New Jersey’s Mansion Tax. 🔹 The seller will now be responsible for paying the Mansion Tax (instead of the buyer). 🔹 A new tiered rate system means a higher tax for higher-priced properties: •    1% for sales over $1M and up to $2M •    2% for $2M–$2.5M •    2.5% for $2.5M–$3M •    3% for $3M–$3.5M •    3.5% for anything above $3.5M This applies to property transfers or controlling interests recorded on or after July 10,...

Yesterday, Town Title’s Executive VP & COO, Christopher Rotio, had the opportunity to speak with the @dbp_realestateclub, giving students an inside look at the world of title insurance. From protecting buyers, sellers, and lenders to ensuring smooth transactions in major deals, Chris shared valuable insights on what makes a title company thrive in today’s market. Thank you to @donboscoprepofficial for having us—we love seeing young minds eager to learn about the real estate industry!  ...